Child at Heart. Fun. Thoughtful and Professional Advisor :) One thing I must say is she definitely looks & speaks younger than she actually is whenever we engage in normal friendly conversations. However, when we shifted to proper financial planning, she then switched from a young girl to an eloquent, caring planner. She listens attentively to your situation and needs before providing her recommedations accordingly. 2 things I really like about her; Firstly, she will not suggest further products if she believes you are well covered in your current state. Secondly, she accepts at times there are things that she's not aware of and will definitely be willing to find out more for her clients. Kat's loving yet hardworking personality makes one comfortable to have her as a long- lasting friend and advisor :)