Kat is one of the most friendly and approachable person I've known. I first met her to go through my planning as she is my younger sister's insurance agent. Kat is super friendly and that you will really feel like she's a friend with you for long time! When it comes to financial advice, she will always be ready to share what are the available options and what are the possible results and benefits for you as well. Kat is one of a kind of friend/advisor that you possibly cannot miss out. Kudos to you~