Kat will take time to go through all the information in the policy & is not pushy at all to get you to buy the policy immediately on the spot unlike others. She makes sure it meets your requirement and the amount is acceptable for you. Kat also keeps her client updated with her monthly newsletter. She will reply promptly to any of the questions I have even in the middle of the night or whenever she is available after all her busy schedules. Keep it up, Great to be under your care!